1. Weighted average of Rates of return based on: Interests, Late Interests less fees charged, divided by Principal received, weighted and annualised for loans disbursed in the period Excluding non-performing loans. Please note that Capital Match Platform Pte Ltd only offered Unsecured Loans till 2016. Since then, it has only offered Purchased Order and Invoice Financing Facilities. From 2019, only Invoice Financing Facilities were offered.
2. Non-performing loan rates calculated as: Principal + Interests due and unpaid for 30 days to < 90 days within the year , divided by total outstanding Principal + Interests.
3. Non-performing loan rates calculated as: Principal + Interests due and unpaid for > 90 days within the year, divided by total outstanding Principal + Interests.
4. Expect upon origination calculated as: APR on origination weighted by principal, for loans disbused in the period.
CAPITAL MATCH PEER-TO-PEER LOANS AND INVOICE FINANCING
P2P loans (peer-to-peer loans) and invoice financing facilities are a real alternative to bank loans for business or SME owners to borrow money, and investors can invest in such loans and invoice financing as an alternative to the financial products of the banks with attractive potential returns. Capital Match is an online platform for SME loans and business loans. Both investors and borrowers come to Capital Match and can mutually benefit from each other. Capital Match leverages on innovative technology and can pass on cost savings to both investors and borrowers. Fret not if you are unable to borrow from the bank. Borrowers can benefit from SME loans, invoice financing and factoring facilities with reasonable interest rates. The monthly or yearly interest rates make it easier on borrowers to solve their cash flow issues.